Keeping Coverage Affordable with Home Repairs

Buying your first home is a real-life changing event that also comes with a lot of added responsibilities, like paying a mortgage along with maintaining both the interior and exterior of the house. After all, you may decide to sell your house one day and you’ll want to make sure that the house and property are desirable to prospective buyers.

One of the joys of owning your own home is knowing that you’re creating fond memories for your spouse and children. It’s also nice to come home after a hard days work to the comfort of your own place. But a big part of protecting your investment requires making necessary renovations and taking pride in your ownership.

Remember that your home is perhaps your most valuable asset, and having homeowners insurance in CT from an insurer that works within your budget will give you the peace of mind you deserve, which is not always an easy task. You’ll maintain or increase the value of your home by keeping it in the best possible condition year round.

A roof inspection can uncover signs of damage

With winter upon us, you should already have inspected your roof carefully. A roof in need of repair opens up the possibility that your roof may collapse under the weight of too much snow or ice. We suggest that you have a licensed contractor conduct an annual inspection of the roof, ideally before the cold weather arrives. However, before calling in a professional it may be a good idea to conduct your own personal inspection by walking around your home and checking your roof from ground level. Look for any problem areas like sagging, aging or other signs of damage and inform the contractor of any findings.

Check the windows for leaks and cracks

Windows that are hard to open and close are an indication that the wood surrounding the glass is starting to swell. Sanding the wood panes will often make the windows easier to open and close. If your home becomes drafty it’s likely that the panes or weather-stripping around the sashes needs to be replaced. You might even want to consider investing in newer, energy-efficient windows as this will also provide added value.

Insurance can really come in handy when expensive and major repairs need to be performed, but handle the minor things yourself. If you don’t yet have homeowners insurance in CT already, start shopping around and comparing prices now before making any final decisions.