For most dog owners, dogs are members of the family. The possibility of your pet harming someone might seem nearly impossible. Unfortunately, dog bites do happen. In many cases, renter’s insurance may cover dog bites. If you’re a pit bull owner, however, this might not be the case. If your best friend is a pit, you may need extra coverage in the form of pit bull insurance.
Insurance and Breed Exclusions
Many renters insurance policies have breed exclusions. These exclusions involve larger dogs that are traditionally more aggressive. It doesn’t mean that your dog is aggressive; it’s simply they write these policies.
Pitbulls are one of the breeds almost always on these lists. Some other breeds include:
- German Shepherds
These breeds need extra dog bite insurance on top of your renter’s policy.
Dog Bite Insurance
Dog bite insurance covers damages in case your dog harms someone. It doesn’t matter the reason. It could be as simple as your pitbull jumping on someone playfully and resulting in an injury. Investing in insurance does not mean that you are admitting your dog is aggressive. It is a protection for you and the dog, in case of a lawsuit.
If you own a