Protecting Your Company From EO Claims

Companies across a wide variety of professional service industries need to protect themselves against claims related to errors and omissions. Claims of this nature can be costly to defend and carry high damages, so it’s important to adopt a well-managed risk mitigation strategy in addition to adding an E&O policy endorsement to a commercial insurance…

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The 3 Most Common Injuries in Welding

Some jobs are more dangerous than others, such as welding. The use of specialized, but hazardous, equipment to manipulate metals at high temperatures creates a credible danger to even skilled workers. While insurance mitigates some of the risks, workers and companies can learn from frequent examples to succeed at avoiding welding injuries and keep everyone…

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Transportation Procedures for Assisted Living Facilities

Many assisted living facilities that offer a broad spectrum of medical care still need to periodically transport residents for medical services and appointments with outside care providers. It’s imperative that facilities follow all applicable guidelines and implement internal policies to ensure that all transportation is handled as safely as possible. Compliance With Regulatory Controls Assisted…

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Do You Need Stop Gap Insurance?

Most employers are led to believe that workers’ compensation covers their liability in the event an employee is injured on the job by covering lost wages, medical bills, and so forth. While it’s true that many states bundle liability protection into the worker’s compensation requirements, it’s not universally true. That’s where stop-gap insurance comes in….

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Assessing Flood Risk for Your Home

If your home isn’t located near a lake, river, or the coast, you may not be too worried about the potential for flooding. However, any home is at risk for flooding regardless of where you live. Understanding flood risk lets you be prepared with the right insurance protection since the typical homeowner’s policy won’t cover…

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Is Your Condo Association ADA Compliant?

The Americans With Disabilities Act is about three decades old now, but despite its longstanding requirements for accessible communities, many apartment companies and condo associations still struggle to make their units fully accessible. This is due partly to the way the ADA specifies accommodations be made, but also to the existing architecture, many of which…

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How a Risk Retention Group Benefits Business

Difficulty with securing the right commercial insurance coverage can lead to increasing problems for businesses. Risk Retention Groups (RRGs) are an alternative solution worth exploring for the advantages they offer. What is an RRG? A Risk Retention Group is an insurance company formed by businesses within a specific industry. RRGs were made more common due…

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Protection for Ship Repairers

Even when a ship is already damaged, being the one responsible to repair it puts you at risk of liability claims. Whatever happens to the ship when it is in your care falls on your shoulders. Even damages that occur up to a year after the ship repairs are complete could show up in a…

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Insurance for a Safe, Healthy Workplace

Having to miss work, even for a short period, could put your employees at risk of financial hardship. If this kind of absence is caused by job-related illness or injury, worker’s compensation may be able to help your staff members get the safety net they need to recover and return to the workplace in good…

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