Do You Need Stop Gap Insurance?

Most employers are led to believe that workers’ compensation covers their liability in the event an employee is injured on the job by covering lost wages, medical bills, and so forth. While it’s true that many states bundle liability protection into the worker’s compensation requirements, it’s not universally true. That’s where stop-gap insurance comes in….

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Assessing Flood Risk for Your Home

If your home isn’t located near a lake, river, or the coast, you may not be too worried about the potential for flooding. However, any home is at risk for flooding regardless of where you live. Understanding flood risk lets you be prepared with the right insurance protection since the typical homeowner’s policy won’t cover…

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Is Your Condo Association ADA Compliant?

The Americans With Disabilities Act is about three decades old now, but despite its longstanding requirements for accessible communities, many apartment companies and condo associations still struggle to make their units fully accessible. This is due partly to the way the ADA specifies accommodations be made, but also to the existing architecture, many of which…

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How a Risk Retention Group Benefits Business

Difficulty with securing the right commercial insurance coverage can lead to increasing problems for businesses. Risk Retention Groups (RRGs) are an alternative solution worth exploring for the advantages they offer. What is an RRG? A Risk Retention Group is an insurance company formed by businesses within a specific industry. RRGs were made more common due…

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Protection for Ship Repairers

Even when a ship is already damaged, being the one responsible to repair it puts you at risk of liability claims. Whatever happens to the ship when it is in your care falls on your shoulders. Even damages that occur up to a year after the ship repairs are complete could show up in a…

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Insurance for a Safe, Healthy Workplace

Having to miss work, even for a short period, could put your employees at risk of financial hardship. If this kind of absence is caused by job-related illness or injury, worker’s compensation may be able to help your staff members get the safety net they need to recover and return to the workplace in good…

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How To Secure Your Next Bond Quickly

Responsive surety bonds are a must-have for any business that uses them as a key component of its risk management plan, but for the construction and real estate development industry, fast access can be a make or break aspect of the bidding process. Not only do construction projects run on tight deadlines, bonding provides you…

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Providing Safety for Your Construction Workers Gets the Job Done

Children have been enamored by construction sites, equipment and workers for decades. Yet owning and operating a construction company is not a playtime activity. Your workers’ safety should be your greatest concern. Consider this: The Bureau of Labor Statistics recorded just over 199,000 occupational construction injuries and illnesses in 2018. An insurance plan for your…

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What is Hospice and What Does it Cover?

Hospice is a very specialized type of care that revolves around how people are treated as they approach their end of life. As one might imagine, it’s a delicate subject about a very delicate time in one’s life. Hospice Care The type of care provided will vary depending on an individual’s needs, but it usually…

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